We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here. Sheilas' Wheels entered the insurance market in with car insurance policies primarily aimed at female drivers. However, it now sells a variety of insurance policies to people of all genders.
Part of the esure group, along with insurance brands esure and First Alternative, Sheilas' Wheels' home insurance is underwritten by esure Insurance ltd. The information below gives an at-glance view of the key areas that Sheilas' Wheels' home insurance covers as standard. To help you find the best home insurance policy , Which?
We analyse and rate 47 key elements of standard buildings home insurance policies to come up with the buildings policy score and 66 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Members can log in to read our full policy analysis. If you're not already a member, join Which?
Table last updated in March Next update in March Find out more: how to get cheap home insurance. You can make a home insurance claim with Sheilas' Wheels by calling or you can make a claim online. Sign up to the Which?
Money Weekly newsletter to get our latest news, tips and deals straight to your inbox. Financial Services Limited. Financial Services Limited is a wholly-owned subsidiary of Which? Limited and part of the Which? Money Compare is a trading name of Which? Money Compare content is hosted by Which? Limited on behalf of Which? In this article. What does Sheilas' Wheels home insurance cover? Does Sheilas' Wheels offer the best home insurance?
Sheilas' Wheels home insurance policy: is it good or bad? Where can you buy Sheilas' Wheels home insurance? What is the Sheilas' Wheels home insurance claims number? Since , Sheilas' Wheels has been a sub-brand of Esure, and its car insurance is underwritten by Esure Insurance Limited, and its breakdown cover is underwritten by UK Insurance Ltd. Find out if Sheilas' Wheels made it into our top 10 car insurance policies. Sheilas' Wheels offers the following features of its car insurance as standard:.
Damage to your car - excluding draining fuel in the event of misfuelling, and damage done by a pet. Sheilas' Wheels also offers breakdown assistance as an optional extra, through Green Flag.
It offers 4 levels of breakdown cover:. Roadside assistance - the lowest level of cover. Offers 60 minutes of labour at the roadside for the repair of minor mechanical or electrical faults: you have to pay for the parts.
If the vehicle can't be repaired at the roadside then it includes recovery to the nearest garage, or destination of your choice within a 10 mile radius of the incident. Find out what makes a good car insurance policy in this article and find out about the best breakdown providers here. The cost of Sheilas' Wheels car insurance depends on a number of factors, including your age, address, the model and age of your car, and the level of cover chosen.
Find out how much your quote will be on the Sheilas' Wheels website or check what car insurance usually costs here. Car insurance is usually more expensive for younger drivers.
Please note that these are in addition to any charges made by the insurer that underwrites your policy and our premium finance provider, Close Brothers Premium Finance. No refund is given on the Optional Extras purchased if cancelled outside the 14 day cooling off period, except Breakdown Assistance Cover where our mid-term adjustment charge is applied.
In the first instance call our claims number It is essential that we or your insurer are notified immediately of any claims, or circumstances which could give rise to a claim.
When you notify us, you must take reasonable care to answer all questions we ask you honestly and accurately. The management, determination and settlement of any claim will be the responsibility of the insurer. You can amend your policy by registering for access to your online account at www.
You are entering into an annual contract of insurance therefore if you wish to cancel your policy before the end of the term, the following will apply along with the charges detailed in the above table of charges:. If you buy any general insurance product through us, you will be entitled to a cooling off period of 14 days from the date you receive your policy information to ensure the product meets your needs.
If a claim s has been made against your policy, there will be no refund of premium following cancellation. If you pay by instalments, you must continue with your monthly payments or pay the outstanding balance in full. If you decide to cancel your policy at any time after the cooling off period, any refund of premium will be subject to our and the insurers charges.
However, if a claim has been made, there may be no refund of premium. Where there is no refund of premium and if you pay by instalments, you will be required to pay us or our third party credit provider the full outstanding balance.
We have the right to cancel your policy at any time by giving you seven days' notice in writing where there is a valid reason for doing so. We will send our cancellation letter to the latest address we have for you and will set out the reason for cancellation in our letter. Valid reasons may include but are not limited to:. This will cover our costs in providing your policy. If we cancel your motor insurance at any time, we will automatically cancel any cover provided by the additional services and benefits you chose with your main policy cover.
If we cancel your policy because we have been unable to collect the premium by direct debit instalments, we will charge the cancellation fee to take account of our costs in providing your policy and for recovering any premium owed to us for the period of cover. The fees are detailed above. Your premium is based on your Model Driver Score and can be subject to change throughout the policy year at set review periods typically every 6 months.
If your Model Driver score goes up by 10 points or more, you may receive a refund of part of the premium due, if your score goes down by 10 points or more, you may be required to pay an additional premium. In addition to monitoring your driving, we will also monitor the declared mileage and address where the vehicle is kept. If we find that there is a discrepancy in the information declared at policy inception, we will adjust the risk details accordingly, this may result in an additional premium being required.
If you have chosen to pay for all or part of your policy using a credit or debit card, a condition of the policy is that you give us your permission to use the card for any future payments or refunds as a result of changes in your overall Model Driving Score.
This also allows us to collect payment arrears where applicable. We will only debit your card if we have given you prior notice. Should there be an outstanding balance on your policy, we will attempt to recover this from you.
If we are unable to recover the debt we will pass this to a debt recovery agency. Should this action be required, all associated costs and charges will be passed onto you. We will send you an invite to renew with us in good time prior to your renewal date. The renewal price will be based on your Driving Score at the time we prepare your renewal, we will continue to monitor your driving behaviour until the renewal date and may adjust your premium accordingly if your score changes.
We will supply you with the relevant information for your consideration to allow you to make an informed decision. If you have paid your annual policy using our premium finance provider by direct debit we will include instalment amounts and will automatically renew the policy for you.
If you paid in full by credit or debit card, the renewal invitation will serve as notice that the agreed card will be debited on or around the renewal date and, subject to the payment clearing, the policy will be renewed. If you do not wish us to renew your policy automatically please contact us on at least 3 days prior to the renewal date.
Prior to your premium being paid to the insurer, and for your protection, we hold your money as an agent of the insurer and your insurance is treated as paid for. Any refund due to you from the insurer may also be held by us as agent for the insurer prior to it being paid to you. You, or anyone acting on your behalf, must also tell us about any changes to your circumstances to ensure that we have the correct information and to ensure you are properly covered.
Please note, this list is not exhaustive. If you are in doubt about what you need to tell us, please contact us. Under the conditions of your policy, you or anyone acting on your behalf must also tell us about any incidents relating to the cover provided such as accidents, fire, theft or losses regardless of whether you decide to make a claim.
Information you provide us regarding an incident will be passed to your insurer. For our mutual protection, to allow us to continually look at improving our customer service and for training purposes all calls may be recorded including outbound calls made by us to yourself or someone acting on your behalf.
We're committed to providing you with a first class service but we recognise that there may be an occasion when you feel we may not have done this and wish to make a complaint. Please call us on and we will try to resolve your complaint at the earliest possible stage.
If this can't be achieved we will guide you through our process. All our complaints are managed and monitored by our Customer Relations team.
If you have a complaint regarding your insurer and the service they provide, you will find details of the insurers complaints process in the Policy Wording which is provided when you purchase a policy. Unless we have agreed otherwise, English law will apply to this contract. The courts of England and Wales will have exclusive jurisdiction to adjudicate on any issue between us, unless you live in Scotland, in which case the Scottish courts will have exclusive jurisdictions.
Tel or or visit www. This Privacy Notice will help you understand how we collect, use and protect your personal information. You should also show this notice to anyone who may be insured under your policy. If you have any queries about this Privacy Notice or how we process your personal information, please contact the Data Protection Officer by email: dpo esure. What information we collect about you: The personal data you have provided, we have collected from you, or we have received from third parties include:.
How we collect information about you: Most of the personal information we hold about you is that which we collect directly from you, for example:. In order to understand more about you and provide you with an appropriate insurance quote and cover, we also supplement and combine the personal information that we collect from you with other categories of data obtained from other sources, such as indicated below:.
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